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This game contains mature and sensitive content.

ABOUT

LOANSHOCK is a unique interactive visual novel that features a complex narrative system. Set in a dystopian future somewhere in Southeast Asia where "monsters" are somehow normalized into society, you'll find this game rather bizarre in terms of atmosphere, vibe, and overall appeal.

You take the role of Fae, a 22-year-old college girl who found herself taking a job in the province as part of her course program. Her job is the teller in a mysterious lending shop in an obscure part of town in the province. Apparently, a long-forgotten family relative owns this shop, which is why she got it in the first place.

Not long after settling, Fae discovers that the town is something she only read in fiction. Soon, she encounters clients of all sorts, all of whom exhibit bizarre characteristics such as having only a single eye or severed torso.

What could be happening in this town?

FEATURES

  • Unique storyline, lore, and setup
  • 20,000+ words of dialogue
  • Passionately designed characters
  • Immersive atmosphere and art style
  • Full-panel illustrations
  • Animated NSFW scenes


DISCLAIMER

All characters are fictional and 18+ years old.
Our game doesn't include any illegal or forbidden content according to Itch.io's terms of service.

SUPPORT US

Please consider supporting us so we can work faster for the game!

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Download

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Click download now to get access to the following files:

loanshock (android) 140 MB
loanshock (linux) 165 MB
loanshock (mac) 145 MB
loanshock (windows) 131 MB
loanshock | full (android) 253 MB
if you pay $9.99 USD or more
loanshock | full (linux) 277 MB
if you pay $9.99 USD or more
loanshock | full (mac) 257 MB
if you pay $9.99 USD or more
loanshock | full (windows) 244 MB
if you pay $9.99 USD or more
loanshock | deluxe (android) 320 MB
if you pay $24.99 USD or more
loanshock | deluxe (linux) 345 MB
if you pay $24.99 USD or more
loanshock | deluxe (mac) 325 MB
if you pay $24.99 USD or more
loanshock | deluxe (windows) 311 MB
if you pay $24.99 USD or more

Comments

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Is anyone else having a bug on the first night with the old man were text wont show

(1 edit) (+5)

this is a strange one, it looks amazing, the story seems good so far but the gameplay is insanely hard. 

Its not hard because its simple choices, its hard because, you are not told what to do or what to expect, the money value is off, for example, how one that get 6k a month able to get 12k in three weeks? your not sure who is a good choice and who is a bad choice, the game doesn't do anything and doesn't allow you to do anything to help decide. Its a great concept with an interesting story, just have to fix how the gameplay works then it might actually be a really good game.

Even the demo is 'a tip of an iceberg' compare to what the first day holds... With that said, its really hard to recommend getting this, at least until the gameplay is more easier to understand or if the story is something the developers is wanting to focus on, maybe make it more simple.

Edit: got the 'Full' version and its only the first day with a lot more clients then the demo had. Got it because wanted to see what the results were for the three in the demo...

(+5)

I had a massive disconnect with the way the game worked during the first loan. When the lady who came in said they make 6k a month and have 5k expenses, and wanted a $12,000 loan, I figured you're talking 1000 a month for 12 months at most

The thing is you ask for collateral after you decide on the amount of the loan, which is backwards. I decided to give her 10,000 instead of 12,000 and give her a little breathing room on the monthly payments. But then she only had a necklace for collateral. A 10,000 loan requires more than a necklace for collateral but that's all she had.

But what's worse, after deciding on the amount, and then deciding the collateral, you finally decide the interest rate and then lastly the term of the loan.

3 weeks was the longest I could offer her!

There's no way she's going to pay back $10,000 in three weeks! I just paid $10,000 for a necklace!

The only way you're going to play this game is with save scumming and frustration. You're going to have to make the bad deal first, figure out what the collateral and term is, and then reload to make the correct offer.

Nope.

Is it possible to save anyone or does the girl at the beginning always die if not how to and I save her and is it possible to save everyone

The first girl only die if you take the collar as a collateral, IIRC

thanks

(2 edits) (+4)

Review of this, because it kinda obsess me a bit and I wish the best future for that game. In short: I only recommend to buy the "full" game if you LOVE the demo and want EXACTLY more of the same (including the "to be continued").
I have zero clue what the "deluxe" version give.


Pre playing review: I do LOVE the art, the concept does sounds interesting, and a certain screenshot certainly drove me in.

I love(d) this.


Demo review and feedback
- The intro is nice and enticing, and make me curious of the game story.
- the UI is OK and servicable too, the use of a calculator is a nice touch. What does the book, calendar and mirror does tho.
- The loaning process is not great. How am I supposed to know how much I lend before knowing how long they have to give back?
Why can't you ask for the collateral and ask more detail on each of these before deciding the lend value?
Plus I have zero clue on how much value have everything in the game? (that may be a lack of cultural information that the bookshelve could provide)
In short, it just feel like a game of guessing, without enough information. That may be intended, but it doesn't feel fun to play in it current state.
- Trying to see if you can roll back ; I realized the "menu" button does quit the current game and send you straight to the menu. No fine choice save, no ability to adjust the sound or UI, and most importantly ; you have to restart your current "client" from scratch

And after seeing a mysterious two silhouette, and a To Be Continued without any other form of feedback, that was the end of the first run.

Poking more at the demo, I can add the following:
- if you succeed a client, it'll show a check-mark at the end.
- depending on the choice you made, client made have "bad end". This is great, but give me the feeling than doing more run will be needed
- with two clients, re-playability is already a chore. There is no fine way to save, no way to auto skip the talk until choices ; and you only know if you "checked" a client after ending the week/going through the full demo.
It just make the game feel like guessing on what you have to pick without providing enough clue, nor enough reward for trying.
- I did give up to "ticking" the first client, not finding what may make her happy with her loaning.

Post demo: I'm thorn between liking the mood of the game, and thinking the current game loop just ruin any enjoyment I can have in it.


Fast forward some days, and with the lack of hope of having more people posting feedback here, I decided to buy the game. Opinion on it:
- The game end on a "To Be Continued" after the first week. That is NOT what i expected when buying  a "full" game. Either I am blind, or it is not stated the game is still in development on the game page.
- First week is 8 clients, in a row. Having two client before knowing if you managed to get them right or not already felt like a chore, but 8?! That's feel like too much.
- I overall enjoy the cast of character, and feel like there is an interesting underlying story.
Sadly the gameplay does not make me want to dig deeper for it.
- At least your aunt come to see you at the end of the week to provide some more story elements/clues.
- The game bugs at some place, including one that grayed out a lot of ending's section.
- even more than the demo, it feel like an early version and not a full game release (may be bad communication on the page)
- No lewd in sight, I may simply not have picked the right choices (likely), or they are in the deluxe version. I do not know yet, and am not sure I have the will to try to bruteforce a game with 8 clients.
- No gallery in the "full" version, either it's an unlock, or for the deluxe version.

Post game; The game page does not seem to advertise it correctly, so I feel like I just bought something else than what was promised, which does not feel good.
I just hope the game will be updated until that impression is replaced by the love the art and character deserve.

I hope this feedback will be useful, especially for the devs ; and to whoever stuck here to the end, thanks you for reading.

(+2)(-1)

AYoo? I can see the Filipino Myth Reference. *Filipino Pride Stand Up* Well done!

(+2)(-2)

yooo pinoy ba toh

Bought the full game just an hour ago and I can't get past a character bc his text keeps disappearing and I can't move on from it
Can I get some help?

You can try to use the space key to advance throught the talk, even if they don't show.

Can also confirm this does happen to me.

(+1)

Woah... manananggal? Is this set in the PH?

(+3)

I feel so lost. I like the game, I just have no idea what I am doing wrong.

(+9)

What's the difference between full and deluxe

(+1)(-2)

^^

(-2)

nice novel
(+1)

The story reminds me of a myth from the philippines.

I know its r18 but the horror vibe definitely hits something.

Its kinda interesting.

(+1)

What gave it away, the severed torso?

(+1)

Sounds interesting, can't wait to play.